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ITE's e-wallet solution at a glance

ITE's e-wallet solution manages e-wallet accounts for individual customers, businesses and merchants, letting buyers and sellers transact simply, conveniently and at the lowest cost.

What makes the solution stand out

The solution is built on current technology, with system performance and processing speed backed by a high service-quality commitment.

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The system also implements safeguards for the sensitive data of individual customers and merchants, and for payment data, in line with PCI DSS.

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It follows a microservice architecture with a CI/CD pipeline, so each function can be developed independently of programming language or deployment environment.

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Functions and features are built on current technology, and are flexible and straightforward to extend and update.

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Standout features

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The customer e-wallet app covers the full set of functions: registering an e-wallet with in-app eKYC; linking and unlinking bank accounts and cards; topping up, withdrawing and transferring from the wallet; paying for goods, services and bills; tracking and managing transactions and wallet details; and any further functions built at the payment intermediary's request.

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A web administration application lets the payment intermediary's operators monitor and manage e-wallet accounts: creating them, verifying customer details, approving activity, locking and unlocking, setting limits, and viewing top-ups, withdrawals, transfers and payments made from the wallet or from linked cards and bank accounts.

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The application also lets operators manage content — notices, promotions and the like — and view service reports and statistics as dashboards or report tables.

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